Duurzaamheidsbeleid

1. Guidelines regarding sustainability risks

In accordance with the Regulation on sustainability-related disclosures in the financial services sector ('SFDR' - Sustainable Financial Disclosure Regulation), our office takes into account sustainability risks in advice for insurance with an investment component, to the extent that this information is provided by the insurance company.

The SFDR defines sustainability risks as 'an event or circumstance on environmental (E), social (S), or governance (G) factors that, if it occurs, may have an actual or potential materially negative impact on the value of the investment.'

In the context of advice for insurance with an investment component, the remuneration policy applied in our office does not encourage the taking of excessive risks related to sustainability risks.

2. Adverse impacts on sustainability factors

The SFDR defines sustainability factors as 'environmental, social, and employment matters, respect for human rights, and the fight against corruption and bribery.'

The legal framework concerning sustainability factors and adverse impacts of investment decisions on sustainability factors is currently not complete and will evolve in the coming months and years.

Therefore, our office currently does not take into account the adverse impacts of investment decisions on sustainability factors in its insurance advice for insurance with an investment component.

Our office will review this policy as the legal framework is further developed.

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